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AutomationFinancial Services Co.

Fintech Operations Engine

B2B infrastructure for KYC verifications, subscriptions, and automated payouts.

4+
financial APIs
Automated
KYC checks
Role-based
access control
Secure
payout routing

The challenge

What we walked into.

The client needed to string together multiple complex financial APIs without creating a brittle monolith.

Required strict, automated KYC verification before any funds could be dispersed.

Household and workspace level expense tracking needed intricate invite-based permissions.

The approach

Four moves. Shipped in order.

01

Payment Routing

Architected a unified payment layer utilizing Braintree for inbound health platform payments and QuickBooks for subscriptions.

02

Payout Automation

Integrated Checkbook API for seamless, programmatic outbound payouts to vendors and partners.

03

Compliance Layer

Embedded Persona KYC to automate identity verification flows, reducing manual compliance checks by 90%.

04

Workspace Collaboration

Built a robust RBAC system allowing users to invite partners and advisors to shared expense households.

Inside the product

What it looks like in the wild.

Expense Workspace
Shared household tracking
KYC Flow
Automated Persona verification
Payout Dashboard
Checkbook API integration

Stack

Next.jsNode.jsMongoDBBraintreeQuickBooksCheckbookPersona KYC
"They untangled a massive web of financial integrations into a single, clean platform."
Operations Director
Fintech Company

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